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Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Ha Tran

Ha Tran

MBA, Mortgage Loan Officer, Realtor

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: With over 15 years of experience in accounting and an MBA, I am an experienced loan officer with a proven track record of success. I have been a realtor for more than 5 years, which has given me a unique insight into the real estate market, which can help you extremely well to finish your real estate transaction smoothly and at lowest cost to you. I am passionate about helping my clients achieve their financial goals, and I strive to provide the best service possible. My commitment to excellence and dedication to my clients has made me a trusted and reliable loan officer. I am confident that I can help you find the best loan solution for your unique situation.

Phone: (682) 583-5245

NMLS#: 2051721

Company NMLS#: 320841

My reviews on Google

Ha was one of my first friends as I landed in the US 20 years ago. She came here under a selective and prestigious scholarship for top Vietnameses to pursue a graduate degree. Fast forward years of disconnection (2009-2023) and reconnection (2023), I was so happy to learn about her professional success and her passion/ dedication in helping buyers find their desires properties, whether it be their first home, dream home, or investment property. I have purchased and sold primary residences three times, each time I read all the reviews on the agents. When I expressed to Ha, as a friend to friend in a casual conversation, my interest in my first investment property, she impressed me with her knowledge and it was a no-brainer for me to go with her. And I was right. I was used to finding my dream home from zillow listings and contacting my agents about it (because without them, I cannot make a visit, but I was always more proactive than my own agents when new listings came to the market). Yet, Ha was the first and so far only agent to find a property for me (after she calmly talked me out of three others I found). She consistently reminded me to stick to my investment goal, which should be more objective and financially-oriented than a primary residence. The property was great, we were able to negotiate down for some sellers' credits, and also to close it within 2/3 weeks so that everyone could enjoy Christmas. Ha also has a list of contacts for me - inspector, contractor. I bought the house in December 2024, spent 6 weeks or so into renovating it, and it has been doing so well since. I have recommended Ha to more friends also, because I was very happy with her attention to client's needs, keen eye on little details, and ability to be there for clients. One couple has closed on a property with Ha, another couple will start the hunting process later this year. Highly recommended.
Ha Tran is the best realtor in DFW! She is very well educated with all aspects of residential real estate and mortgage. She is always responsive, friendly, and honest. She truly wanted us to find a good home and would tell us her thoughts on whether the houses we were viewing were a good choice for us. We were so excited to have her visit once we settled into our new home! If you are house hunting, Ha Tran is the realtor for you! 10/10 recommend her to all my family and friends.

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 240 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

240+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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